Vardhan Koshal
Founder & CEO
25 published articles
Vardhan Koshal is the Co Founder of Tortoise, India’s fastest growing employee device benefit platform. He has led India growth and product for companies like TripAdvisor and Udacity, and earlier founded Ridingo, a car pooling startup recognised by Forbes as one of the Hottest Global Startups and acquired by Carzonrent. At Tortoise he works with HR leaders, CFOs and tax experts to design compliant, high impact device benefit programs for Indian employers.
Articles by Vardhan Koshal
Employee Benefits
What is device as a service for corporate employees in India?
Learn what device as a service means for corporate employees in India, its pros and cons, and why Tortoise can be a better fit for employee device benefits.
Vardhan KoshalSep 20, 202610 min read
Smart EPP
Smart EPP, device leasing, DaaS: what the terms actually mean
Confused by Smart EPP, device leasing and DaaS? Learn what each term means, how they overlap, and how Indian employers can choose the right device benefit model.
Vardhan KoshalSep 16, 202611 min read
Device Leasing
What happens to a leased device when an employee resigns
Learn what employers can do with a leased device when an employee resigns, including recovery, full and final settlement adjustment, buyout, approval limits, and insurance for absconding cases.
Vardhan KoshalSep 14, 20265 min read
Smart EPP
Device reimbursement vs leasing: how Indian employers should decide
Compare device reimbursement vs leasing for Indian employees. Learn how ownership, payroll, tax, GST, security, and lifecycle management should shape your decision.
Vardhan KoshalSep 13, 202611 min read
Smart EPP
Smart EPP vs Traditional Corporate Discounts: What Employers Should Know
Smart EPP vs traditional corporate discounts: compare savings, payroll deductions, HR admin, insurance, support, compliance, and employee experience in India.
Vardhan KoshalSep 10, 202610 min read
Employee Benefits
How to Set Up a Corporate Employee Purchase Program in India: Step-by-Step Guide
Step-by-step guide for Indian HR, payroll, and finance teams setting up an Employee Purchase Program for devices with payroll deductions.
Vardhan KoshalSep 9, 202611 min read
Smart EPP
What to ask a device benefit provider before you sign
A practical checklist for Indian HR, payroll, and finance teams evaluating a device benefit provider or employee device leasing platform.
Vardhan KoshalSep 7, 20269 min read
Employee Benefits
Salary sacrifice for corporate electronic devices in India: how it works
Learn how salary sacrifice works for corporate electronic devices in India, including cash gadget allowance tax treatment, device leasing, payroll setup, and compliance checks.
Vardhan KoshalSep 3, 20269 min read
Employee Benefits
How to offer tax-efficient device benefits to employees in India
Explore how Tortoise helps Indian employers offer tax-efficient device benefits through structured leasing, payroll integration, insurance, and lifecycle support.
Vardhan KoshalSep 1, 20269 min read
Employee Benefits
HP and Lenovo Employee Purchase Program India: The Employer and Employee Guide
Learn how HP and Lenovo employee purchase programs work in India, what employees get, and when HR should consider payroll-linked device leasing instea
Vardhan KoshalAug 25, 20269 min read
Smart EPP
Top 5 Corporate Employee Purchase Programs in India: Apple, Samsung, Lenovo, Dell, HP, and a Smarter Alternative
Compare Apple, Samsung, Lenovo, Dell, and HP employee purchase programs in India, and see why device leasing can be a smarter alternative.
Vardhan KoshalAug 17, 202612 min read
Employee Benefits
Samsung Employee Purchase Program India: How to Access Devices Through Your Employer
Learn how to access Samsung Employee Purchase Program in India, verify Corporate+ login, fix OTP issues, and compare retail offers with device leasing.
Vardhan KoshalAug 13, 20269 min read