Vardhan Koshal
Founder & CEO
15 published articles
Vardhan Koshal is the Co Founder of Tortoise, India’s fastest growing employee device benefit platform. He has led India growth and product for companies like TripAdvisor and Udacity, and earlier founded Ridingo, a car pooling startup recognised by Forbes as one of the Hottest Global Startups and acquired by Carzonrent. At Tortoise he works with HR leaders, CFOs and tax experts to design compliant, high impact device benefit programs for Indian employers.
Articles by Vardhan Koshal
Smart EPP
Top 5 Corporate Employee Purchase Programs in India: Apple, Samsung, Lenovo, Dell, HP, and a Smarter Alternative
Compare Apple, Samsung, Lenovo, Dell, and HP employee purchase programs in India, and see why device leasing can be a smarter alternative.
Vardhan KoshalAug 17, 202612 min read
Employee Benefits
Samsung Employee Purchase Program India: How to Access Devices Through Your Employer
Learn how to access Samsung Employee Purchase Program in India, verify Corporate+ login, fix OTP issues, and compare retail offers with device leasing.
Vardhan KoshalAug 13, 20269 min read
Employee Benefits
Employee Benefits for Startups and Modern Companies in India: What to Prioritise in 2026
A practical 2026 guide to startup employee benefits in India, covering health cover, device leasing, WFH support, learning, ESOPs, and benefits operations.
Vardhan KoshalAug 6, 202612 min read
Device Leasing
Is Employee Device Leasing Tax-Compliant in India? What Finance and Legal Teams Need to Know
Understand whether employee device leasing is tax-compliant in India, including GST, payroll, documentation, and legal considerations for employers.
Vardhan KoshalJul 30, 202610 min read
Employee Benefits
Best Employee Benefits Platform in India: What to Look for When Evaluating in 2026
Learn how to choose the best employee benefits platform in India in 2026, with a focus on visibility, payroll fit, compliance, and device benefits.
Vardhan KoshalJul 21, 202610 min read
Smart EPP
What is Smart EPP? How Employee Purchase Programs Work in India
Learn how Smart EPP powers employee device access in India with payroll-linked leasing, better compliance, and simpler HR, finance, and payroll workflows.
Vardhan KoshalJul 15, 202610 min read
Employee Benefits
Types of Employee Benefits in India 2026: 5 Categories HR Leaders Should Prioritize
5 key types of employee benefits in India for 2026 that boost retention, compliance, flexibility, and HR efficiency.
Vardhan KoshalJul 15, 202610 min read
Smart EPP
Samsung corporate discount in India: What employees get and what HR should consider
Learn how Samsung corporate discount works in India, what employees get, and when HR teams should consider payroll-linked device leasing instead.
Vardhan KoshalJul 3, 20268 min read
Device Leasing
How does employee device leasing work in India? Explainer guide
Learn how employee device leasing in India works, including salary deduction, tax savings, GST treatment, compliance and setup for employers and HR teams.
Vardhan KoshalJun 29, 2026
Employee Benefits
What benefits do India's top companies offer?
Benchmark employee benefits in India against Google, TCS, and Deloitte. Learn how top companies structure wellness, retirement, and device programs.
Vardhan KoshalJun 29, 202620 min read
Employee Benefits
What are fringe benefits? How device benefits fit India's tax framework
Learn how fringe benefits work in India and how device benefits in a salary‑sacrifice lease can be tax‑efficient and compliant with Income Tax and GST rules.
Vardhan KoshalJun 27, 202610 min read
Employee Benefits
Employee Benefits in India: The Complete HR Guide for 2026
Learn key employee benefits in India for 2026, from statutory PF, ESI, gratuity, maternity cover to voluntary and tax efficient benefits HR can administer easily.
Vardhan KoshalJun 23, 202618 min read